Insurance companies have wide definitions of glass that will usually include the following:
- Fixed, plain or wired glass
- Sanitary ware (toilets sinks baths)
- Window alarm foil, ornamental glass, lettering or silvering.
The cover includes the necessary cost of boarding up and temporary doors pending repair or replacement. It will also include damage to window frames and framework providing it was damaged at the same time as the glass itself.
Although the most expensive item will usually be the shop front glass, large ornate mirrors can be a feature of some establishments and very expensive to replace.
One major benefit is the provision by the insurer of telephone help lines. These will give you twenty-four hour access to glaziers who will call day or night - first to secure, then to replace the damaged glass.